We are Different.
38+ years of experience. Trust. Clarity. Confidence.
At the heart of our lending experience is a team of dedicated professionals who believe every borrower deserves clarity, confidence, and a partner they can trust. Our loan experts, processors, and support staff bring decades of combined industry experience, a deep understanding of today's mortgage landscape, and a genuine commitment to doing what's right for our clients. We take pride in being approachable, responsive, and relentlessly focused on delivering a smooth, transparent process from application to closing. Whether you're buying your first home, upgrading, or refinancing, our team is here to guide you with expertise, integrity, and a personal touch that makes all the difference.
Jose Molina
Jose Molina is a seasoned Senior Loan Officer with 38 years of experience in the mortgage industry. A recognized expert in VA, FHA, conventional and a wide range of other loan programs, Jose has helped thousands of families, including move-up homebuyers, business owners, and those seeking to purchase or refinance their personal or investment property.
He is passionate about building lasting relationships with all of his referral partners and past clients, ensuring they all receive personalized guidance. Jose is committed to finding the best financing solutions tailored to the clients unique financing needs.
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, NMLS#240269.
Helen Molina
NMLS# 932253
Phone: 209-481-5626
Email: helen@team-molina.com
With over 20 years of experience in the mortgage industry, I have had the privilege of helping countless clients achieve their homeownership dreams. For the past 10 years, I have also had the joy of working alongside my partner in both life and business, which has enriched my career with teamwork and dedication.
I am passionate about staying active, whether it's through running marathons or weightlifting, as I believe the discipline in fitness complements my work. Handling tough files and complex loan scenarios has become a specialty of mine, and I thrive on helping borrowers navigate challenging situations to secure the right financing.
Outside of work, I enjoy spending quality time with my family and am always looking for new ways to stay healthy and active.
Nohelia Barranco
Nohelia brings over five years of experience in the mortgage industry, with a specialized focus in loan processing and a strong foundation in customer service. Her deep understanding of the mortgage process allows her to expertly guide clients once they're in contract, ensuring a smooth, transparent experience from start to finish. Nohelia's calm, client-first approach helps homebuyers feel confident and informed every step of the way.
Known for her responsiveness and attention to detail, Nohelia is committed to making the loan process as seamless and efficient as possible, always ready to provide clear answers and support. Passionate about helping families build their future, she is dedicated to finding the right loan solutions to turn homeownership dreams into reality.
